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Rates
These rates are subject to change at any time. There is a substantial penalty for early withdrawal from CD’s and IRA’s. Please contact New Accounts for complete information about fees and terms.
Effective: February 17, 2026
Certificate of Deposit
Maturity |
Min. Balance |
Interest Rate |
APY* |
|---|---|---|---|
7 to 181 days |
$1,000.00 |
1.75% |
1.76% |
182 days |
$1,000.00 |
3.60% |
3.63% |
12 Months |
$500.00 |
3.50% |
3.53% |
18 Months |
$500.00 |
2.50% |
2.52% |
24 Months |
$500.00 |
2.60% |
2.62% |
36 Months |
$500.00 |
2.70% |
2.72% |
18 Month IRA |
$500.00 |
2.50% |
2.53% |
Roth IRA |
$500.00 |
2.50% |
2.53% |
Education IRA |
$500.00 |
2.50% |
2.53% |
Jumbo rates available upon request.
Deposit Accounts
Product |
Min. Balance |
Range |
Interest Rate |
APY* |
|---|---|---|---|---|
Regular Savings |
$100.00 |
$100 and up |
0.70% |
0.70% |
NOW Account |
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Tier 1 |
$1,000.00 |
$1,000.00 to $2,499.99 |
0.40% |
0.40% |
Tier 2 |
$1,000.00 |
$2,500.00 and up |
0.45% |
0.45% |
Value Plus |
$250.00 |
$500.00 and up |
0.35% |
0.35% |
Value Plus Gold |
$250.00 |
$500.00 and up |
0.35% |
0.35% |
Money Market Checking |
||||
Tier 1 |
$2,500.00 |
$2,500.00 to $9,999.99 |
1.00% |
1.00% |
Tier 2 |
$2,500.00 |
$10,000.00 to $49,999.99 |
1.05% |
1.06% |
Tier 3 |
$2,500.00 |
$50,000.00 to $99,999.99 |
1.10% |
1.10% |
Tier 4 |
$2,500.00 |
$100,000.00 and up |
1.15% |
1.16% |
*Annual Percentage Yield
Fees could reduce the earnings on the account.
Loans
For current loan rates, contact one of our friendly loan officers.