Checking

At The Stock Exchange Bank, we like to make banking simple.

At The Stock Exchange Bank, we like to make banking simple. We don't believe that any type of banking—especially personal banking—has to be complex or time-consuming to be effective. We simply match your needs with specific products that best meet those needs. It's banking that's honest and direct, with no complications. In short, you'll find that it's easy to do business with us.

Free Checking

Free Checking means: Free from any service charges.

An initial minimum deposit of $100 is all that is required to open this account. This account offers free eStatements. Free from any minimum balance requirement. Free unlimited check writing with no excess check fees. Free ATM/check card. Free online banking.

Regular Checking

An initial deposit of $100 is all you need to open a regular checking account at The Stock Exchange Bank.

This is a non-interest bearing account with unlimited check writing. You are provided with an image statement each month by mail. You can avoid a monthly fee by maintaining a $500 average daily balance in your account. Should your average daily balance fall below $500 at any time during the monthly statement cycle, you will be charged a $7.00 minimum balance fee for that statement period. The minimum balance fee and the initial deposit do not apply to nonprofit organizations, persons ages 18 and under or 55 and over.

Value Plus Club Account

If you like value, this is the account for you!

An initial minimum deposit of $250 is all that is required to open this account. The monthly service charge is $7.00. Keep a minimum daily balance of $500 in the account each day, and we'll pay you interest. You are provided with an image statement each month. Also, with a Value Plus Account, you'll be eligible for four added benefits:

• First order of basic checks free

• Free Cashier's Checks (limited to three per visit)

• Free personal-sized safe deposit box for one year

• Free notary service and photocopy service (limited to five copies per visit)

• No service charge on any account which has a $5,000 average daily balance

Value Plus Gold Account

The Value Plus Gold Account has all the same benefits and requirements of the Value Plus Club Account, plus more:

• No service charge for persons 55 and over with an average daily balance of $500

NOW Account

This account is an interest bearing account.

An initial minimum deposit of $1,000 is required to open this account, and you will be charged a monthly minimum balance fee of $10.00 if the balance in this account falls below $1,000 on any day of the month. A minimum daily balance of $1,000 must be maintained in the account each day to earn interest.

Money Market Checking

A minimum deposit of $2,500 is required to open this account.

Transactions are limited by regulation. No more than six (6) transfers or withdrawals (or combination of transfers and withdrawals) are allowed on this account for each four (4) week or similar period which are made by means of a preauthorized or automatic transfer, telephone agreement, debit card (POS), Internet banking, order or instruction from the account to another account of the depositor at the same institution or to third parties. ATM, mail and in-person transactions are unlimited. A minimum balance fee of $12.00 will be imposed each monthly statement cycle if the balance in the account falls below $2,500 on any day of the cycle. This is an interest bearing account, however a minimum daily balance of $2,500 must be maintained to earn interest. Accounts with balances over $10,000 earn a higher rate of return.

Commercial Checking

The Stock Exchange Bank's Regular Commercial Checking Account is service charged by analysis, which considers balances held and volume of activity.

Call or stop by the bank to visit with our New Account personnel for additional information. You can also contact our New Accounts department by email.