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These rates are subject to change at any time.  There is a substantial penalty for early withdrawal from CD’s and IRA’s. Please contact New Accounts for complete information about fees and terms.

Effective: March 20, 2008 

Certificate of Deposit
Maturity Min. Balance Interest Rate *APY
7 to 181 days $1,000.00 1.25% 1.26%
182 days $1,000.00 2.45% 2.46%
12 Months $500.00 2.60% 2.62%
18 Months $500.00 2.70% 2.72%
24 Months $500.00 2.85% 2.87%
36 Months $500.00 2.90% 2.92%
18 Month IRA $500.00 2.95% 2.99%
Roth IRA $500.00 2.95% 2.99%
Education IRA $500.00 2.95% 2.99%

Jumbo rates available upon request.



Deposit  Accounts
Product Min. Balance
to Open
Range Interest
Rate
*APY
Regular Savings $100.00 $100.00 and up 1.00% 1.00%
NOW Account        
 Tier 1 $500.00 $1,000.00 up to $2,499.99 0.30% 0.30%
Tier 2 $500.00 $2,500.00 and up 0.40% 0.40%
Value Plus $250.00 $500.00 and up 0.30% 0.30%
Value Plus Gold $250.00 $500.00 and up 0.30% 0.30%
Money Market   Checking        
Tier 1 $2,5000.00 $2,500.00 to $9,999.99 0.75% 0.75%
Tier 2 $2,5000.00 $10,000.00 to $49,999.99 1.25% 1.26%
Tier 3 $2,5000.00 $50,000.00 to $99,999.99 2.15% 2.17%
Tier 4 $2,5000.00 $100,000.00 and up 2.80% 2.84%

* Annual Percentage Yield

        Fees could reduce the earnings on the account.

 

Loans
For current loan rates, contact one of our friendly loan officers
 

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