you checked your credit lately? As part of our ongoing effort
against identity theft, The Stock Exchange Bank recommends
that you periodically check your credit. As permitted by the
FACT Act, free annual credit reports are being phased in
across the country. Persons
living in Oklahoma will be eligible beginning June 1, 2005. After September 1, 2005, all U.S. consumers will be
eligible to request a free report. Annualcreditreport.com
is the only authorized source where you can access your credit
report online for free. The
FTC cautions not to contact the credit reporting companies
directly for your report. It is only free through the web site, the toll-free
number (1-877-322-8228) or by mailing a standardized form to
Annual Credit Report Request Service, P.O. Box 105281,
Atlanta, GA 30348-5281.
Identity theft can ruin your reputation and claim your
savings - before you even know it. Studies show approximately
1 in 5 families in the U.S. fall victims of identity theft.
For less than $5 per month, Equifax Credit WatchTM
helps protect you from identity theft.
Receive notification when changes happen to your credit
profile. This can be an early warning of identity theft or
inaccuracies. Prices start at $4.95 - $9.95 per month.
These Simple Precautions to Protect Your Information
Did you know…Most victims do not learn about theft of their
identity until 14 months after it has occurred?
If you do not receive your regular bills when
expected, call the company to find out why.
cautious when providing personal information such as
Social Security numbers, account numbers, or credit card
information over the telephone, in person or on the
Internet. Don't give out this information unless you are
sure who you are dealing with.
your monthly account statements thoroughly. Investigate
suspicious items immediately to minimize any possible fraud
before it occurs.
your PIN (Personal Identification Number) and refrain from
writing it, your Social Security number or credit card number
on a check.
lost or stolen checks, credit or debit cards immediately. The
Stock Exchange Bank will block payment on checks and account
Call 1(800) 622-7747 or 1(800) 847-2911
Lost or Stolen Stock Exchange Bank CheckCard
call 1(877) 656-3314 or 1(580) 256-3314.
cancelled checks, new checks and account statements in a safe
place in your home.
your credit report at least once every year. Make sure all
information is up-to-date and accurate. Check your Credit.
your mail secure, retrieve and review your mail promptly.
Thieves may use the personal information contained in your
mail to steal your identity.
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Your Credit Card Information from Falling Into the Wrong Hands